Stop renting and start owning. We navigate government schemes, grants, and specialist lenders to help first home buyers enter the market sooner.
Yes — and many first home buyers are doing exactly that. The Australian Government's First Home Guarantee allows eligible buyers to purchase with a 5% deposit without paying Lenders Mortgage Insurance (LMI), which can otherwise cost $15,000–$30,000.
Take advantage of the incentives available to you. We help you understand and apply for every grant and scheme you're eligible for.
Buy with as little as 5% deposit without paying Lenders Mortgage Insurance (LMI). The government guarantees up to 15% of your loan.
A one-off cash grant for eligible first home buyers who build or buy a newly constructed home. Amounts vary by state ($10,000–$30,000).
Most states offer stamp duty exemptions or concessions for first home buyers on properties under a certain threshold. Save up to $30,000.
Single parents with dependants can buy with as little as 2% deposit, with the government guaranteeing up to 18%.
We walk you through every stage so there are no surprises.
Understand your budget before you start looking. We calculate how much you can borrow based on your income, expenses, and deposit.
A pre-approval gives you confidence to make offers. It shows sellers you are a serious buyer with finance ready to go.
Search within your pre-approved budget. Engage a buyer's agent if needed and attend inspections.
Once you find your property, your solicitor reviews the contract. A cooling-off period of 5 days applies in most states.
The lender conducts a final valuation and formally approves your loan. This usually takes 3–5 business days.
The lender pays the vendor. You receive the keys. Welcome home!
Find out exactly how much you can borrow and which government schemes you qualify for — in a free, no-obligation consultation.